Life Insurance


Effective January 1, 2017, employee life insurance coverage will be provided by North Carolina Mutual/Securian.

Basic Life with Accidental Death & Dismemberment (AD&D)

All full-time employees receive City-paid Basic Life Insurance with a benefit amount equal to your base annual salary up to a maximum of $150,000.

Supplemental Life with Accidental Death & Dismemberment (AD&D)

All full-time employees are eligible to apply for additional supplemental life insurance coverage for up to three times their base annual salary to a maximum of $300,000 - or the maximum can be increased to $400,000 with an approved Evidence of Insurability (EOI).

The City will offer an annual enrollment opportunity for employees who did not previously enroll to purchase up to one times your base annual salary for supplemental life insurance and to elect spouse coverage without having to provide proof of good health or Evidence of Insurability (EOI). Employees who are currently enrolled are eligible to increase their coverage by one level without providing EOI. If an employee wants to increase by more than one level of coverage, an EOI will be required.

Dependent Life Insurance

You can apply for dependent life insurance for your spouse and/or dependent children. The benefit amount for a covered spouse is $10,000 and $5,000 for each covered child up to age 26. If you wish to enroll your spouse during annual enrollment, an EOI must be completed. Children can be enrolled without an EOI. Cost of Benefit: $1.35 per pay period to cover dependents.