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Lending

The Lending Division provides financial assistance to homeowners who are in need of home repairs and also provides funding for first time homebuyers in need of down payment assistance.

Loan assistance is provided for the following:

Home rehabilitation
Rehabilitation with the purpose of transforming urban residential neighborhoods (only in designated TURN neighborhoods)
Emergency repairs to address health and safety issues
Architectural barrier removal for the handicapped
Hazard reduction (lead abatement)
First-time homebuyer down payment assistance

Participants must:

Own their home
Be low- to moderate-income (owner-occupants or tenants of investor-owned properties)

Live in a qualifying target area/neighborhood (for certain programs)
Be credit-worthy
Remain in the home (owner-occupant) or keep property (investor-owner) for a minimum number of years

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