Loan Program
Financial Assistance for Small Businesses is available through a small business loan fund if your for-profit business is located in the Winston-Salem Neighborhood Revitalization Strategy Area (NRSA ) North and South (PDF). For example, the owners of Sweet Potatoes A Restaurant received a Small Business Loan from the city to help get them established.
Your business must help create or retain jobs that benefit low-to moderate-income individuals. These funds are available to businesses unable to secure financing from conventional lending sources. The program is designed as a matching program to complement investor equity and bank financing. Our average loan is $35,000. This is a loan program and grant funds are not available.
The Business Development Division and a seven-member citizen loan review committee appointed by the City Council are responsible for the administration of the loan fund. The loan committee consists of individuals representing:
Businesses: Development Interests:
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