• Small businesses located in the Neighborhood Revitalization Strategy Area (NRSA) (PDF).
  • You must show that you have denied funding from a traditional banking institution in the same amount that you are requesting through the loan program. 
  • The amount you request must be between $5,000 and $100,000.
  • You must create or retain at least 1 full time or 2 part time jobs for every $35,000 you request from the city.
  • The business' net worth cannot exceed $6 million and net profit after taxes must average less than $2 million during the previous two years.
  • You must be willing to contract for free management and technical assistance if determined to be necessary by the loan committee.
  • The business must be one that can successfully pass through permitting and other regulatory processes.