Is this a grant?
  • Financial assistance is income based. Household income determines if the assistance provided will be “Direct Pay”-requiring a monthly payment or “Forgivable”-no monthly payment is required.
    • Household income is defined as all who occupy a dwelling unit and receive income.
    • Income is defined as:
      • Gross income of all adult household members anticipated to be received from employment (income before any deductions have been taken) in the next 12-month period
      • Net self-employment income
      • Interest, dividends, and other investment income
      • The full amount of periodic payments received from Social Security, annuities, insurance policies, retirement funds, pensions, disability, or death benefits, and other similar types of periodic receipts.
      • Payments in lieu of earnings, such as unemployment, and disability compensation, workers compensation and severance pay.
      • The full amount of periodic public assistance payments, alimony, and other payments or contributions which are received on a recurrent basis and which may reasonably be expected to continue.  

Show All Answers

1. Who can apply for assistance?
2. How do I apply for assistance?
3. What types of assistance is offered under Housing rehabilitation?
4. Is assistance offered year round?
5. Is this a grant?
6. If I apply how long does it take until the work is done on my house?
7. Can I apply more than once?
8. Does the City place a lien on my property?
9. What happens to my loan if I pass away?
10. What happens to my home if I cannot repay my loan?
11. What if I’m a renter?
12. Can I pick my Contractor?
13. Am I approved once I apply?
14. Is the work under warranty?
15. Is there an income limit?
16. Do we check for lead?
17. Do we help with bed bugs?
18. How do I assume a loan?
19. How do I request a subordination?
20. What will my payment be?
21. How long is my payment term?
22. What is my interest rate?